1. Introduction
Welcome to HP Finance ("we," "our," or "us"). We are dedicated to protecting your privacy and ensuring that your personal data is handled securely and transparently. This Privacy Policy explains how we collect, use, and protect your information when you engage with our services.
2. Information We Collect
We collect the following types of information with your consent:
- Personal Information: Name, email address, phone number, and other identifying information.
- Financial Information: Bank account details, credit score, and loan history.
- PAN and Aadhaar Details: We collect and protect your PAN and Aadhaar information in compliance with applicable laws.
- Location Data: With your explicit consent, we may collect your location information to offer personalized services.
- Usage Data: Information on how you interact with our website and services.
3. How We Use Your Information
We use the information collected for the following purposes:
- To process and manage loan applications.
- To verify your identity using PAN and Aadhaar details, ensuring compliance with regulatory standards.
- To provide and improve our services efficiently.
- To analyze usage patterns to enhance the user experience.
- To comply with legal and regulatory requirements.
4. Sharing Your Information
We do not sell your personal information. However, we may share your information with:
- Service Providers: Trusted partners who assist us in operating and enhancing our business.
- Legal Authorities: When required by law to comply with legal obligations.
- With Your Consent: To third parties as authorized by you.
5. Data Security
We use industry-standard security measures, including encryption and secure storage, to safeguard your data from unauthorized access, alteration, and misuse. Your PAN and Aadhaar data are protected in compliance with government regulations.
6. Your Rights
You have the right to:
- Access and update your personal information.
- Request the deletion of your data.
- Opt-out of marketing communications at any time.
7. Changes to This Policy
We may update this Privacy Policy periodically to reflect changes in our practices. Any updates will be posted on this page with a revised date.