Terms and Conditions

1. Introduction

Welcome to HP Finance ("we," "our," "us"). By accessing or using our services, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, please refrain from using our platform.

2. Eligibility

To access and use our services, you must:

  • Be at least 18 years old.
  • Provide accurate, current, and complete information.
  • Comply with all applicable laws and regulations.

3. Loan Applications

By submitting a loan application, you agree to:

  • Provide accurate and truthful information.
  • Authorize us to verify your information with third parties.
  • Accept the terms and conditions outlined in the loan agreement upon approval.

4. User Responsibilities

As a user of HP Finance Co., you agree to:

  • Use our services only for lawful and ethical purposes.
  • Avoid engaging in fraudulent or deceptive activities.
  • Maintain the security of your account credentials.

5. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, and software, is the property of HP Finance Co. and is protected under applicable intellectual property laws. You may not modify, copy, reproduce, or distribute our content without prior written consent.

6. Limitation of Liability

HP Finance Co. is not liable for any direct, indirect, incidental, or consequential damages resulting from your use of our services. We do not guarantee that our platform will be error-free, secure, or available at all times.

7. Account Security

You are responsible for maintaining the confidentiality of your account credentials. Any activity conducted through your account will be your sole responsibility. Notify us immediately if you suspect unauthorized access or a security breach.

8. Termination

We reserve the right to terminate or suspend your access to our services at our discretion, without prior notice, if we determine that you have violated these terms or engaged in prohibited activities.

9. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the courts of Bengaluru, Karnataka.

10. Changes to These Terms

We may update these Terms and Conditions periodically to reflect changes in our practices or legal requirements. Any updates will be posted on this page with a revised date.

11. Contact Us

If you have any questions, concerns, or inquiries about these Terms and Conditions, please contact us at:

Email: hpfinanceco.org@gmail.com

12. Pigmy Savings Services

HP Finance Co. offers Pigmy Savings services to help you build regular savings effortlessly. By enrolling in this service, you agree to the following terms:

  • Regular Deposits: Deposits can be made daily, weekly, or monthly, depending on the selected plan.
  • Withdrawals: You may withdraw your accumulated savings after completing the minimum tenure.
  • Interest Payments: Interest will be calculated as per the terms of the selected savings plan and credited to your account upon maturity.
  • Service Charges: Minimal charges may apply for early withdrawal or account closure before maturity.
  • Account Security: All transactions and account details are securely protected to safeguard your information.